# Lodgeglen Finance > Lodgeglen Finance is a small-business funding broker at 208 E High St, Jefferson City, MO 65101 (phone (573) 273-6121). It helps businesses in Lohman, MO; Centertown, MO and across Cole County, Missouri; and in Jefferson City, MO (Callaway and Cole counties); Holts Summit, MO (Callaway County); Linn, MO (Osage County); California, MO (Moniteau County), explore business term loans, lines of credit, working capital, equipment loans and leases, inventory financing and merchant cash advances arranged with funding partners. Lodgeglen Finance passes each funding request to independent funding partners. Those partners review the business, decide whether to fund it and set every rate, term and condition; Lodgeglen Finance makes no credit decisions. Lodgeglen Finance is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Lodgeglen Finance does not arrange funding for trucking or agricultural businesses, and it does not offer startup, SBA, real estate, factoring or consumer loans. Key facts: - Business type: small-business funding broker (not a lender) - Address: 208 E High St, Jefferson City, MO 65101, United States - Phone: (573) 273-6121 - Apply: https://lodgeglenfinance.com/apply/ - Places: Lohman, MO; Centertown, MO and all of Cole County, Missouri; also Jefferson City, MO (Callaway and Cole counties); Holts Summit, MO (Callaway County); Linn, MO (Osage County); California, MO (Moniteau County) - Language: English ## Funding options - [Types of Business Loans for Jefferson City, MO Landscapers and Restaurants](https://lodgeglenfinance.com/business-loans/): Pick the product by the shape of the need: one fixed cost, a repeating gap, a machine, stock, or card-sales swings. The table and sections below set them side by side with Cole County, MO trade counts. - [Working Capital Loans for Auto Repair Shops and Landscapers in Jefferson City, MO, Week to Week](https://lodgeglenfinance.com/business-loans/working-capital/): Working capital fills the space between paying for work and getting paid for it. This page uses Cole County, MO trade counts and invented, labeled examples to show what the money covers and how it comes back. - [Business Term Loans in Jefferson City, MO for Expansions by Auto Repair Shops and Landscapers](https://lodgeglenfinance.com/business-loans/term-loans/): A term loan is the product for one known cost with a payoff date. The sections below work through buying an existing business, down payments and long terms, with invented figures computed for each example. - [Business Lines of Credit in Jefferson City, MO for Landscapers and Restaurants](https://lodgeglenfinance.com/business-loans/line-of-credit/): Use revolving credit for recurring expenses. The sections below cover draws and interest, raising a limit, builder lines and the steps to get one, with Cole County, MO data and invented examples. - [Inventory Financing for Landscapers and Restaurants Around Jefferson City, MO](https://lodgeglenfinance.com/business-loans/inventory-financing/): Inventory financing pays for stock now and is paid down as that stock turns into sales or finished jobs. Examples below use invented, labeled figures; trade counts are Cole County, MO and ZIP 65101 data. - [Equipment Financing in Jefferson City, MO: Dental Chairs, Excavators and Mowers](https://lodgeglenfinance.com/equipment-financing/): An equipment loan or lease is tied to one machine and secured by it. The calculator below works out a payment from the price, down payment, rate and term; the sections work through dental, construction, landscaping, auto repair and HVAC cases. - [Merchant Cash Advances for Landscapers and Restaurants in Jefferson City, MO: Read This First](https://lodgeglenfinance.com/merchant-cash-advance/): Think of the advance as a sale of card receipts that have not happened yet. The calculator below shows the amount collected, the cost and the estimated time from the advance, factor rate, holdback and daily card sales; the sections explain each term. ## Industries - [Restaurant Loans in Jefferson City, MO: Smokers, Walk-In Freezers, Prep-Table Lines and Payroll](https://lodgeglenfinance.com/industries/restaurants/): What a Jefferson City, MO restaurant can fund, what a funding partner looks at, how financing companies differ, and the Cole County, MO restaurant counts behind this page. - [Jefferson City, MO Medical Practice Loans: Ultrasound Units, Exam Tables and EHR Licenses](https://lodgeglenfinance.com/industries/medical-practices/): Which product fits which purchase for a Jefferson City, MO physician office, what a buy-in request looks like, and how many offices of physicians Cole County, MO has. - [Jefferson City, MO Dental Office Loans: Intraoral Scanners, Chairs and Operatory Equipment](https://lodgeglenfinance.com/industries/dental-practices/): Equipment, purchase, acquisition and refinance requests for a Jefferson City, MO dental office, side by side, with the Cole County, MO count of offices of dentists. - [Jefferson City, MO Business Loans for Retail: Bulk Buys, Endcaps and a Stockroom Expansion](https://lodgeglenfinance.com/industries/retail/): How a Jefferson City, MO store pays for stock, fixtures and space, which financing companies a retailer can reach, and what Cole County, MO retail trade looks like in the Census counts. - [Financing for Contractors in Jefferson City, MO: Drywall Crews, Finish Carpentry and Retainage](https://lodgeglenfinance.com/industries/construction/): What a Cole County, MO contractor can fund, from machines to payroll between progress payments, and how many construction establishments the county has. - [Auto Repair Shop Loans in Jefferson City, MO: Alignment Machines, Compressors and Second-Bay Equipment](https://lodgeglenfinance.com/industries/auto-repair/): Equipment and cash needs of a Jefferson City, MO repair shop, tire shop or body shop, matched to products, with the Cole County, MO count of automotive repair and maintenance establishments. - [Jefferson City, MO Landscaping Equipment Financing: Stand-On Mowers, Sod Cutters and a Second Crew Truck](https://lodgeglenfinance.com/industries/landscaping/): Machines, trucks and payroll for a Jefferson City, MO lawn care or landscape company, matched to funding products, with Cole County, MO landscaping counts from two Census surveys. - [Jefferson City, MO Daycare Center Financing: Movable Classroom Equipment and Teacher Hiring](https://lodgeglenfinance.com/industries/daycare-centers/): Movable classroom equipment, furnishings and staffing costs for a Jefferson City, MO child care center, matched to term loans, equipment financing and working capital, with Cole County, MO child day care figures. - [Manufacturing Equipment Financing in Jefferson City, MO: Print Presses, Packaging Lines and Tooling](https://lodgeglenfinance.com/industries/manufacturing/): Machines, tooling, raw material and second-shift payroll for a Jefferson City, MO plant or machine shop, matched to funding products, with Cole County, MO manufacturing counts. - [Jefferson City, MO Business Loans for Real Estate Agents: Agent Recruiting, CRM Software and Office Space](https://lodgeglenfinance.com/industries/real-estate-agents/): Marketing, recruiting, software and office costs for a Jefferson City, MO real estate office, matched to a line of credit, working capital or a term loan, with Cole County, MO real estate office counts. - [Accounting Firm Loans in Jefferson City, MO: Tax Software, Staff Hiring and Practice Purchases](https://lodgeglenfinance.com/industries/accounting-firms/): Software, equipment, hiring and practice purchases for Jefferson City, MO accounting, consulting and IT firms, matched to funding products, with Cole County, MO counts at each NAICS code. - [Jefferson City, MO Law Firm Loans: Practice Growth Between Settlements](https://lodgeglenfinance.com/industries/law-firms/): Software, staff, office and buy-in costs for a Jefferson City, MO law office, matched to a line of credit, working capital or a term loan, with Cole County, MO legal services counts. - [Plumbing and HVAC Business Loans in Jefferson City, MO: Mini-Split Inventory and Second Crews](https://lodgeglenfinance.com/industries/plumbing-hvac/): Tools, equipment stock and crew payroll for Jefferson City, MO plumbing and HVAC contractors, matched to funding products, with Cole County, MO counts for NAICS 238220. - [Business Loans by Industry for Jefferson City, MO: From Restaurants to Law Firms](https://lodgeglenfinance.com/industries/): Trades grouped by what they buy, with Cole County, MO establishment counts from the 2023 County Business Patterns and the funding product each purchase matches. ## Tools and calculators - [Jefferson City, MO Small Business Guides for Landscapers and Restaurants](https://lodgeglenfinance.com/resources/): A plan outline, a document checklist, preparation steps, county record pointers and payment math for businesses in Jefferson City, MO. - [Commercial Loan Affordability Calculator for Jefferson City, MO Firms and Contractors](https://lodgeglenfinance.com/resources/commercial-loan-affordability-calculator/): The calculator answers one question: what does this amount cost per month and in total. Working backward is the other half. Illustration only, invented figures: a $2,000 monthly budget at an annual rate of 9% for 60 months supports about $96,347 of principal; the calculator does not compute that, but you can confirm it by entering the amount. ## Communities near Jefferson City, MO - [Business Loans in Jefferson City, MO for Landscapers, Restaurants and Other Local Businesses](https://lodgeglenfinance.com/jefferson-city-mo/): How a Jefferson City, MO business can reach banks, credit unions, CDFIs or online lenders, which product fits which purpose, and what to settle before movable equipment, a lease or a purchase. - [Business Loans for Landscapers and Restaurants in Cities and Towns Near Jefferson City, MO](https://lodgeglenfinance.com/service-areas/): ZIP-labeled business counts for five places near Jefferson City, MO, and what a landscaper, agency, law firm or auto shop should price before leasing commercial space. ## Company - [Small Business Loans in Jefferson City, MO for Auto Shops, Landscapers and Restaurants](https://lodgeglenfinance.com/): Six funding products, one request: a Jefferson City, MO owner can describe the need by phone or supply the requested amount on the form, and independent funding partners decide whether and how to fund it. The sections below cover what a lender reads in a plan, how a loan runs from offer to last payment, and how to pick between a line, a term loan and a lease. - [How to Get a Business Loan in Jefferson City, MO: Steps for Auto Repair Shops and Landscapers](https://lodgeglenfinance.com/how-it-works/): The process has a short first step and a longer partner review. Below: what to check on your own credit, what partners can require, the documents a landscaper or shop gathers, and how underwriting runs. - [Business Loan FAQ: Answers for Landscapers and Restaurants in Jefferson City, MO](https://lodgeglenfinance.com/faq/): Short, direct answers. Each one says where the decision sits, with the funding partner, the accountant or the owner, and links to the page with more detail. - [About Lodgeglen Finance: Business Loan Help for Jefferson City, MO Landscapers and Restaurants](https://lodgeglenfinance.com/about/): What Lodgeglen Finance does and does not do, the places a Cole County, MO business can look for a loan, and how a request runs from the first call to a partner’s offer or decline. - [Contact Lodgeglen Finance: Business Loan Questions and Answers for Jefferson City, MO Landscapers](https://lodgeglenfinance.com/contact/): Ways to reach the office, three sets of questions to put to whoever makes an offer, and the details to have ready before the call. - [Business Loan Application for Jefferson City, MO Landscapers and Restaurants](https://lodgeglenfinance.com/apply/): The form is the short first step. Below: the records to gather, a checklist, what the first step needs, and the steps that follow it. - [Disclosures for Lodgeglen Finance, Jefferson City, MO](https://lodgeglenfinance.com/disclosures/): Five points about how Lodgeglen Finance and this site work. ## Optional - [Full text of every page](https://lodgeglenfinance.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://lodgeglenfinance.com/sitemap.xml)