Business Loan Application for Jefferson City, MO Landscapers and Restaurants

The form takes no documents. These are the records a funding partner can ask a landscaper for once it reviews the request:

• Checking account statements for the period the partner names
• Last year’s federal return for the business, or the Schedule C of a sole proprietor
• Income and expenses for this year so far, from the books or the accounting software
• Titles or loan papers for trucks and trailers that are already financed
• The dealer’s written price, when new equipment is part of the request
• Mowing or installation agreements with commercial accounts, if there are any
• Photo ID for each owner and the business registration

Restaurants gather a list that differs in two places: card-processing statements sit next to the bank statements, and the equipment price is for a range, a range or a walk-in rather than a mower.

• Settle what the money pays for and the amount range
• Pull statements for the operating account, kept apart from the client trust account
• Have last year’s return and this year’s profit and loss at hand
• List current payments: office lease, equipment, cards and any loan
• Note each partner’s ownership share, since each owner can be asked for ID and consent to a credit check
• Check personal credit reports at AnnualCreditReport.com and dispute any errors before the review

For the first step, very little. The request form on this page needs:

• A full name
• A phone number and an email address
• The company name, which is optional
• Time in business, picked from a range
• Annual revenue, picked from a range
• The amount requested, picked from a range, and a consent checkbox

That is all the form holds. A firm that wants to explain a buyout or a year of uneven fees can say so by phone at (573) 273-6121, before or after sending it.

1. Send the request form, or call (573) 273-6121
2. Talk through the purpose and the amount with Lodgeglen Finance
3. Funding partners look at the request, and one that takes it up asks for records
4. That partner reviews the firm’s statements, returns and credit, then makes an offer or declines
5. The firm reads the full terms, compares them and decides whether to sign

A landscaper or a restaurant goes through the same five steps. Each is explained in more detail on the how a request moves page, and the common questions page has short answers on credit and collateral.